Terms Of Service

Effective Date:  January 1, 2023

Please read all of the following terms of service before using or interacting with this website, including use of any products or services provided by, through, or on this website or by PropNotes Inc, whether or not such products or services are accessed via this website or by any other means. By continuing to access, link to, or use this website, or any PropNotes Inc products or services, you accept these terms of service and these terms of service shall constitute a binding contract between you and PropNotes Inc. Each time you access or use the website and/or PropNotes Inc. products or services, you agree to be bound to the terms of service and you represent that you have read and understand them in their then current form. If you do not or cannot agree to be bound by any of the provisions of these terms of service (or if you are legally incapable of being bound), please exit from the website and discontinue any use of the website and/or the products and services. If you are entering into these terms of service in connection with your employment, you hereby represent to PropNotes Inc that you are authorized to and hereby do bind your company/employer to these terms of service. If any court of competent jurisdiction determines that you have failed to bind your company/employer, these terms of service shall be binding upon you personally. Any references herein to "you" and "your'' refer both to you and to your company/employer, as applicable.

PropNotes Inc. (the "Company" or “PropNotes”) is an online financial digital media firm publishing content relating to the financial markets (“Content”) and provides certain products and services (collectively, "Services") through https://www.propnotes.co/ (the "Website") and via email and other electronic communications. Access to and use of the Website and the Services is always subject to these Terms of Service ("Terms of Service"), including any other online or mobile websites, blogs and interactive applications operated by the Company. The Company shall be deemed to conduct its business operations related to these Terms of Service from its headquarters in the State of New York, United States of America, and all interactions between you and the Company, including without limitation the delivery of Services between the Company and you, shall be deemed to have occurred in the State of New York, United States of America.

These Terms of Service constitute a binding contract between you and the Company.

Use Of Site And Services

Use Of The Site And Services

The Company provides access to, and use of, this Website and its Services subject to your compliance with these Terms of Service, and if applicable, any written agreement between the Company and you or your employer. By using the Website and Services, you agree that such use, for any purpose, is at your own-risk.

Grant Of Limited License

The Website, including all Content, such as, but not limited to, text, images, audio and visual displays, cartoons, goods, designs, graphics, applications, software, music, audio files, articles, directories, guides, trademarks, service marks, trade names, trade dress, copyright materials, logos, domain names, code, patents, patentable ideas, information, and the artistic arrangement or collection of any or all of the same, and HTML used to generate the pages (all included in the definition of Content), whether accessed via the Website, email, or any other means, as between you and the Company, are property of the Company or that of the Company’s suppliers or licensors and are protected by patent, trademark and/or copyright under United States and/or foreign laws. Your use of the Website and Content may only be for your own internal personal or business (as the case may be) purposes. You may not attempt to access portions of the Website or Content that are not intended to be made public absent subscription access, unless you are a Subscriber (defined below). Except as otherwise expressly provided in writing by the Company, or by the Terms of Service, or by written agreement with the Company, you may not use, download, copy, reproduce, republish, upload, post, transmit or redistribute Content in any way.

Subscription Terms And License

By completing the registration process or by “opt-in” (whether paid or complimentary) to our advertisements, newsletters or marketing, and at all times subject to compliance with all provisions of the Terms of Service, you may establish an account ("Account") and register as a PropNotes subscriber ("Subscriber"), and you may access and use the Website, Services and Content commensurate with your PropNotes subscription (“Subscription”). In addition to the Services available on or through the Website, the Services to which you subscribe may include email newsletters, alerts, video, audio and other Content issued by the Company through various third-party mediums or platforms (collectively “Third-Party Platforms”), all of which, are governed by the Terms of Service as it relates to PropNotes Content, as well any terms, conditions and/or obligations imposed upon you by those Third-Party Platforms. As part of the registration process, a login ID and password will be assigned to your Account that you may use to access the Services. You are solely responsible for all activity on your Account and for the security of your computer system and access credentials (“Access Credentials”). You may not reveal, transfer or sell your Access Credentials password to any other person. By submitting information through the registration process, you represent that you are over the age of 18 years old.

Limited License To Services

Subject to your compliance with the Terms of Service, if you are a Subscriber, you are hereby granted a non-exclusive, non-assignable, non-transferable, non-sublicensable right and license to access the Website and the Services commensurate with your Subscription level/selections. The Website, Services, and Content may be used only for your own internal personal or business purposes, and no part of the Website, Services, or Content may be copied, downloaded, uploaded, republished, posted, transmitted, reproduced, or redistributed by you. You are joint and severally responsible for any further dissemination by any third-party resulting from your breach of the license you have been granted. This right and license to access and use the Website, Services, and Content is personal to you and is not transferable to any other person or entity, nor may it be shared, resold, rented, licensed or leased by you. You are responsible to ensure that your use of the Website, Services, and Content is for lawful purposes only and is in conformity with the requirements of these Terms of Service. You shall be responsible for protecting the confidentiality of your password(s), if any. The Company shall have the right at any time to change or discontinue any aspect or feature of the Services, including (but not limited to) Content, hours of availability, and equipment needed for access or use.

Explicit License Restrictions

Without limiting any restrictions already stated in the Terms of Service, or your written agreement, if applicable, regardless of whether you are a Subscriber or non-Subscriber, you are strictly prohibited from the following:

Limitations of Reverse Engineering, Decompilation and Disassembly:

You may not reverse engineer, decompile, or disassemble the Website, any of the Services, or any other Content available in connection with the Website or Services, except and only to the extent that such activity is expressly authorized by applicable law, or express written permission by the Company, notwithstanding this limitation. You agree not to circumvent or attempt to circumvent any security measures associated with the Website and/or the Services.

No Rental:

You may not rent, lease or lend access to the Website or any of the Services.


No Redistribution:

You may not redistribute any information or Content provided by, through, or in connection with the Website or any of the Services to any other person, including posting, framing or publishing any Content on any third-party website or social media platform without express written permission by the Company.

Other Restrictions:

With regards to use or access of the Website or Content, you hereby agree not to:

  • Infringe upon the intellectual property rights of the Company or any third-party in using the Website or the Services.

  • Use specific offer codes, trials, or discounts more than once during checkout (per individual). 

  • Alter or cancel another Subscriber's Account or attempt to do so.

  • Impersonate another person, indicate that you are an agent or employee of the Company, or attempt to mislead Subscribers or guests by indicating that you represent the Company or any of the Company's licensors or affiliates.

  • Attempt to acquire a login ID, password, or other Account information, or any other private information from a Subscriber.

  • Engage in or promote or encourage any illegal activity including hacking, cracking or distribution of counterfeit software for the purpose of accessing the Website, the Services or Content.

  • Represent or suggest to the public that the Company provides or has provided to you tailored or specific investment advice.

  • Modify, delete or create derivative works of the Website, the Services or Content, or any part thereof.

  • Remove or alter any legal notice, including any copyright management information, or any other notice or name or mark of the Company or its suppliers that appears in or is affixed to the Website or any of the Services or Content.

  • Attempt to probe, scan, or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization.

  • Interfere with, hack into or decipher any transmissions to or from the servers running the Website or the Services.

  • Do anything that interferes with the ability of other Subscribers to access and use the Website and the Services or that adversely affects the Website, the Services or the Company's business.

  • Use information provided on or in connection with the Website or the Services for any purpose that is not authorized by a license or permission granted by the Company herein.

  • Perform any acts which violate any applicable laws or regulations in connection with your access or use the Website and/or the Services.

  • Store (in its entirety or in part) in any database, the Services or Content, for access by you or any third-party or to distribute any database containing all or part of the Services or Content.  You may not use the Services to improve the quality of any data you sell or license to a third-party.

  • Upload, transmit, post or otherwise contribute (collectively “Your Own Communications”) to the Website or Content, to the extent a forum for such activity exists, any information for any unlawful or offensive purpose, and you acknowledge that, as between you and the Company, you are solely responsible for Your Own Communications, including the upload, transmission and posting of information, and as between you and the Company, you are solely responsible for the consequences of Your Own Communications and agree to not to use the Website or Services to: (A) convey any information that is known or should reasonably be known to be misleading, false, inaccurate or materially incomplete as it relates to the subject matter it purports to report on; (B) impersonate another person; (C) engage in or solicit unlawful or unethical conduct or any activity that would give rise to civil liability; (D) post material that is copyright protected or otherwise owned by a third-party without permission from the owner; (E) communicate any confidential or non-public information that is protected by a duty of trust or confidence or was obtained by any unlawful, deceptive or unauthorized means or by way of misappropriation of access or authority.

  • Use “crawlers”, “bots”, “spiders”, “scripts”, “robots”, browser plug-ins, browser extensions or other automated devices or schemes to scrape, collect, modify the appearance of, or deep-link to, Content; or to override, bypass or circumvent the security features or access controls of the Website.

No License To Company Trademarks

You are not authorized under any circumstances to use any trademark, service mark, logo, trade dress, company name, brand, or domain name owned by the Company or used by the Company in connection with the Website or the Services. You agree not to infringe or dilute any trademark, service mark, logo, or trade dress owned by the Company.

Charging, Billing, And Subscription Term

If you submit a payment method during registration, or any updated payment method thereafter (collectively “Payment Method”), you grant us, and any third-party payment processor we elect to use on our behalf, permission to charge the Payment Method you provide in accordance with the terms of payment (“Terms of Payment”), which shall include: (A) all applicable fees and other charges for the Services of your Subscription for which you are billed; (B) the effective date of your Subscription; and (C) the duration of your Subscription (“Subscription Term” or “Subscription Terms”). Terms of Payment shall be communicated to you during the Subscription registration check-out process.  The Company reserves the right to change prices at any time. The Company is not responsible for pricing, typographical, or other errors in any offer or marketing materials by the Company and reserves the right to cancel any orders resulting from such errors.

Subscriptions shall auto-renew, at the election of the Company, immediately upon conclusion of the then-current Subscription Term and shall renew for subsequent Subscription Terms, at the election of the Company, of equal duration unless terminated prior to the commencement of any renewal Subscription Term in accordance with these Terms of Service. You understand and agree to the terms of the auto-renewal payment, and accordingly, authorize all charges made to your Payment Method in accordance with the auto-renewal.

You understand and acknowledge that the Company may use a third-party payment processor and by submitting your payment information, you agree to provide such information to the third-party processor and that the processing of the payment will be subject to the terms, conditions and privacy policy of the payment processor. The Company does not control and cannot be held liable for the security or performance of the Payment Processor. You agree to allow us to make multiple attempts to receive payment from your Payment Method if prior attempts fail.

Account Termination

Subject to the terms described herein, each Subscriber has the right to terminate such Subscriber's Account at any time upon written notice to the Company, including the “Cancel Subscription” function on the Website. Each Subscriber understands and agrees that the termination of a Subscriber’s Account is such Subscriber's sole right and remedy with respect to any dispute, including, but not limited to, any related to, or arising out of: (A) any provision of these Terms of Service or the Company's enforcement or application of these Terms of Service; (B) the Subscriber's ability to access and/or use the Service; (C) the amount or type of fees, surcharges, applicable taxes, billing methods, or any change to the fees, applicable taxes, surcharges or billing methods; and (D) any and all claims related to, or arising from, the Services or use of, or access to, the Website or any Content. The Company reserves the right to collect accrued fees and charges and costs incurred by the Company upon receipt of a Subscriber's notice to cancel an Account.

In the event an Annual Subscription is terminated by the Subscriber for any reason (other than the Company's permanent discontinuance of the Website and/or the Services), or by the Company for any breach by Subscriber of the Terms of Service (or any written agreement, if applicable), by request, a refund shall be granted for any unused full months remaining in the Subscription Term, and the Subscriber’s Account shall be terminated immediately. Contact info@propnotes.co for such a refund request. PropNotes does not offer refunds for month-to-month subscriptions, unless a refund request is submitted within 36 hours of payment.

Any delinquent or unpaid Account with unresolved disputes must be settled before the Company may allow a Subscriber to register again. Any and all of a Subscriber's personal information submitted in connection with the Account and/or the Services, including any Account information and password information, may promptly be destroyed by the Company upon termination of such Account.

The Company may terminate a Subscriber's account at any time in its sole and absolute discretion for any reason including, without limitation, upon the occurrence of any one of the following events:(A) improper use of the Subscriber's login ID or password; (B) the information provided by a Subscriber during the Account registration process, or the purportedly current information, is found to be untruthful or inaccurate; (C) improper use of the information provided on the Website or in connection with the Services and/or taking any other action which adversely affects the Website, the Services, or the Company; and/or (D) any violation of these Terms of Service. If the Company terminates an Account because of a Subscriber's breach of these Terms of Service, the Company shall have no liability or responsibility to such Subscriber or any third party.

Reservation Of Ownership And Rights By The Company

All rights not expressly granted by the Company herein are reserved by the Company. Access to the Website, Services and Content is granted under license; no ownership rights are transferred to you by the Company. Except for the license granted herein, the Company retains all rights, title and interest in, and to; the Website, Services, Content and all information and other content provided in connection therewith. You understand and acknowledge that the Website, Services, Content and all other information provided to you in connection therewith are, as between you and the Company, owned solely and exclusively by the Company (including by its licensors and/or affiliates or suppliers), and are protected by applicable laws and regulations, including treaty obligations relating to intellectual property rights.  Under no circumstances will you obtain any ownership interest in any element of the Website, Services or Content under these Terms of Service, or otherwise.

Modifications To Terms Of Service

The Company may, from time to time, modify, amend, remove or supplement these Terms of Service and post the revised version of the Terms of Service in place of the present version of the Website. Such modifications, amendments or supplements shall be effective immediately upon posting on the Website (or other transmission to you) and shall supersede all previous notices or Terms of Service. You are responsible for periodically checking the Website for changes to these Terms of Service and we encourage you to do so. If you do not or cannot agree to be bound by any of the provisions of the revised version of the Terms of Service (or if you are legally incapable of being bound), you agree that your sole remedy is to discontinue use of the Website and, if applicable, cancel your Account (defined above) and cease use of the Services. Your continued use of and access, posting, or linking to, the Website, Services and/or Content constitutes your agreement to be bound by the revised version of the Terms of Service.

Disclaimers

Disclaimer Of Services And Website

PropNotes is a publisher of financial information, not an investment adviser.

PropNotes does not provide, and no portion of Content purports to be, individualized or specific investment advice and PropNotes does not provide investment advice to individuals. To the extent that any of the Content may be deemed to be investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to the investment needs of any specific person.

We rely upon the “publisher’s exclusion” from the definition of investment adviser under Section 202(a)(11)(D) of the Investment Advisers Act of 1940 and corresponding state securities laws.

All information provided by PropNotes is impersonal, general in nature and is made without regard to individual levels of sophistication or investment experience, investment preferences, objectives or risk parameters and without regard to the suitability of the Content for individuals or entities who may access it. PropNotes does not provide legal or tax opinions. No information found on the Website, nor any Services provided by PropNotes, should be construed as an offer to sell, or a solicitation of an offer to buy any security or investment vehicle, nor should it be construed as tailored or specific to you, or any reader or consumer thereof.

You understand and agree that Content does not constitute specific recommendations of any particular investment, security, portfolio, transaction or strategy, nor does it recommend any specific course of action suitable for any specific person or entity or group of persons or entities. You understand and agree that past results are not indicative of future performance. You understand and agree that the views expressed in Content are derived from sources generally believed to be reliable, but that the Company is not liable for any errors, omissions, inaccuracies, or incomplete or out-of-date information contained within Content. You understand and agree that PropNotes may discontinue coverage of any security, sector, industry, company, topic, market or event at any time, without notice.

From time to time, reference may be made in our marketing materials to prior articles and opinions we have published. These references may be selective, may reference only a portion of an article or recommendation, and may not be current. As markets change continuously, previously published information and data may not be current and should not be relied upon.

To the extent any of our services involve a model portfolio of investments; such a portfolio provides investment ideas and/or provides information regarding investments, is chosen by our team in accordance with our stated investment strategy, and is for informational purposes only. Your actual results may differ from results reported for the portfolio for many reasons, including, but not limited to, trading commissions or pricing differences due to timing of a purchase or sale of an investment in the portfolio, along with many other factors.

Disclaimer Of Warranties

You hereby expressly agree that access to, and use of, the website, services, content, and the internet is at your sole risk. The website, services, and content (as well as any third-party services, products, and information delivered to you in connection therewith) are provided on an "as is'' and on an "as available" basis for your use, without warranties of any kind (express or implied); the warranties hereby disclaimed include any warranty of merchantability, non-infringement, or fitness for a particular purpose. The company does not guarantee that you will be able to access or use the website or services at times or locations of your choosing or that the company will have adequate capacity for the website or services as a whole or in any specific geographic area. The website, services and content may contain errors, including technical inaccuracies and typographical errors. In addition, the website and services may inadvertently enable you to access or download harmful or malicious code introduced onto the internet by third-parties. The website and services may be available internationally and may contain references to programs or services of the company and/or its suppliers that are not available in your location. Such references do not imply that the company or its suppliers intend to make available such products, programs, or services in your location.

Limitations Of Liabilities

You acknowledge and agree that your sole and exclusive remedy in relation to any dispute with the company, its licensors, suppliers or affiliates (or any of their employees, content authors or providers, officers, members or directors) is to stop using the website and/or services, and to cancel your account, if applicable. You acknowledge and agree that in no event will the company, its licensors, suppliers, or affiliates (or any of their employees, content authors or providers, officers, members or directors) be liable for any act or failure to act by them or any other person regarding any conduct, communication or content associated with the website, services, or content.

Moreover, in no case shall the company, its licensors, suppliers or affiliates (or any of their employees, content authors or providers, officers, members or directors) be liable to you or anyone deriving rights from you in an amount exceeding the amount you paid to the company for the services during the one (1) year period prior to the date on which your claim purportedly arose. In no case shall any of such persons be liable for any indirect, special, incidental, consequential or punitive damages (including, without limitation, those resulting from theft or loss of profits, data, use, goodwill, business interruption, or other intangible loss) relating in any way to your use of or inability to use the website, the services, or content. This limitation shall apply regardless of whether such alleged liability is based on warranty, contract, tort or any other legal theory, and regardless of whether any person has been advised of the possibility of such damages.

Because some jurisdictions do not allow the exclusion or the limitation of certain categories of liability, the foregoing limitations shall apply to you only to the full extent permitted by applicable law. In the event that this limitation of liabilities provision, or any other provision of these terms of service is held to be overbroad or unlawful as written, such a court of competent jurisdiction shall interpret all lawful provisions as valid and shall “blue-pencil” the unlawful or overbroad provision and deem it amended only to the extent necessary to make the unlawful or unenforceable provision lawful in accordance with applicable law and shall enforce such provision as amended.

The company does not endorse, warrant or guarantee any third-party product or service offered through or in connection with the website or the services and will not be a party to or in any way be responsible for monitoring any transaction between you and any third-party providers of products or services.

Indemnification

You agree to defend, indemnify and hold harmless the Company and its licensors, affiliates, parent, suppliers, employees, officers, directors and members from and against all actions, suits, claims (including investigations and allegations that are not yet presented as litigation), and liabilities, losses and expenses, including attorneys' fees and costs, arising in connection with any breach of these Terms of Service by you. If you fail to provide a defense satisfactory to the Company, the Company may assume the defense and invoice you for the cost thereof, which invoice(s) you shall pay immediately upon presentation.

Privacy Policy

The PropNotes Privacy Policy is incorporated herein by reference and is made part of these Terms of Service. You hereby represent and agree that you have read, understood, and agree to all of the terms of the PropNotes Privacy Policy, available at: https://www.propnotes.co/legal

Links With Other Websites

The Website, Services and/or Content may provide links or references to websites or services that are maintained, owned, operated and/or provided by third-parties. The Company is not responsible for, and does not assume responsibility of, any content or practice of any such website or service. Your use of any such website or service is entirely at your own risk. The Company provides such links and/or references solely as a convenience to you and not as an endorsement or approval of any content, practice, owner, or sponsor. The Company makes no warranties of any kind in relation to such websites and/or services.

Governing Law And Jurisdiction

These Terms of Service, as well as your use of the Website and Services, are governed by and shall be construed in accordance with the laws of the State of New York, without regard to its provisions relating to conflicts of laws. By agreeing to these Terms of Service or by accessing or using the Website and/or any of the Services, you submit to the personal jurisdiction of the federal and state courts of the State of New York. You further agree that such courts shall have exclusive jurisdiction over any claim brought by you under or in connection with these Terms of Service, the Website, or any of the Services, and hereby expressly waive any objection to personal jurisdiction or forum.

Void Where Prohibited

The Company makes no representation or warranty that any material on the Website or in the Services is lawful in every jurisdiction from which such material can be accessed, or is available for use in all jurisdictions. If you access or use the Website or the Services from a jurisdiction outside of the United States you are responsible for compliance with all applicable local laws.

Miscellaneous

Severability And Blue Pencil Doctrine

If any provision of these Terms of Service is held to be invalid or unenforceable, that provision will be deemed to be restated, or “blue-penciled” to reflect as nearly as possible the original intention in accordance with applicable law, and the remainder of these Terms of Service will remain in full force and effect.

Terms Of Service Supersede Prior

These Terms of Service replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter, including prior versions of the Terms of Services, unless such other understandings were made in a written agreement binding you and the Company to such agreement.

Non-Waiver

Any waiver of any provision of these Terms of Service will be effective only if in writing and signed by the Company. The failure of the Company to assert any right under these Terms of Service shall not be considered a waiver of that right, which shall remain in full force and effect. In addition, these Terms of Service are not intended to confer, and do not confer, any rights or remedies upon any person other than you.

Governing Language

These Terms of Service and all related documents are written and shall be interpreted in the English language.

Headings

Section titles or “headings” in the Terms of Service are used solely for the convenience of you and have no legal or contractual significance, and are of themselves, non-binding.

Contact us

If you have any questions, concerns, or comments regarding these Terms of Service, or have other questions or suggestions about our Website or the Services, you may contact us via email at info@propnotes.co.

Privacy Policy

Effective Date:  January 1, 2023

PropNotes Inc. ("PropNotes" or "we" or "us" or “our”) respects your privacy rights and we are committed to maintaining your trust. This privacy policy and notice (this “Privacy Policy”) applies to information we collect from our website (https://www.propnotes.co/) (our “Website”), applications, widgets, products or services subscriptions (collectively “Services”) and any information collected by PropNotes through any “opt-in” (whether paid or complimentary) to our advertisements, newsletters or marketing (collectively our “Communication”), including third-party websites and/or applications, and information collected by PropNotes offline. Please read the following to understand our practices regarding your personal information. This statement discloses our current privacy practices; PropNotes reserves the right to modify this Privacy Policy at any time, without prior notice, by posting revisions to our Website.  Such modifications shall be effective upon posting. As with any other provisions of our Terms of Service, if you object to any such modifications, your only recourse is to discontinue use of our Website and/or Services.  If you have questions, please contact us at info@propnotes.co. 

This Privacy Policy addresses the following:

  • Collection and Use of Your Personal Information

  • Use of "Cookies" and Other Electronic Tools

  • Disclosure of Your Personal Information

  • Security Measures to Protect Your Information

  • Child Policy

  • What Else You Need to Know About Our Privacy Policy

  • Contacting PropNotes Regarding Your Privacy

Collection And Use Of Your Personal Information

General

PropNotes, or where relevant a designated service provider, collects information that you voluntarily provide on our Website, or third-party websites and applications when you subscribe or “opt-in” to our Communication, or an offer provided by a third-party you authorize to provide us with your personal information.

We may ask for, or require, your name, company or employer affiliation (if applicable) and email address. Certain Services may require that we request additional information in compliance with laws and regulations governing the financial industry.

Do not provide information about other individuals or entities unless you are authorized to do so and have their consent to have all information used, disclosed and transferred in accordance with this Privacy Policy. By submitting information about others, you represent and warrant to us that you are authorized to do so and that you have received authorization from the person or entity about whom you are providing information and that person or entity has consented to have all information used, disclosed and transferred in accordance with this Privacy Policy.

Credit Card Information

When you place an order for Services, we may need to know the sort of information typically used for credit card transactions, such as your name, mailing and billing addresses (and possibly shipping address, if different), telephone number, and credit card number and expiration date. Gathering this information allows us to process and fulfill your subscription order and to notify you of your order status.  

Use Of Your Personal Information

PropNotes collects and uses your personal information for the legal basis of providing you an appropriate level of subscription service and other carefully considered business purposes, which include (non-exclusive list):

  • To determine which Services we should make available and to deliver such Services.

  • To communicate with you, including, but not limited to, Services notifications, to request updated personal information necessary to process your payments or deliver Services to you and provide you updates about us or the Services we provide.

  • To bill you or process payment for Services commensurate with your subscription.

  • To provide for the proper operation of our Website or Services.

  • To help improve our Services and develop new products or Services.

  • To provide improved customer service and sales.

  • To provide you offers, promotions or newsletters (both ours and third-party providers).

  • To identify target audiences and market to that audience.

  • To enhance your experience with our Website or Services.

  • To protect the interest, rights, safety or property of PropNotes or others and to monitor compliance and enforce the terms of any agreements with PropNotes.

  • To operate our Services properly, safely and in compliance with applicable laws, rules and regulations.

Use Of Cookies And Other Electronic Tools

General

PropNotes and parties with whom we work (e.g. service providers, business partners, advertisers and advertising servers) may place, view, and/or use “cookies”, web server logs, web beacons, or other electronic tools to collect statistical and other information about your use of our Website and other websites. This information may include information about the internet protocol (“IP”) address of your computer, browser type, language, operating system, your mobile device, device ID, geo-location data, the state or country from which you accessed certain websites, the web pages visited, the date and the time of a visit, the websites you visited immediately before and after visiting certain websites, the number of links you click within our Website, the functions you use on our Websites, the databases you view and the searches you request on our Website, the data you save on or download from our Website and the number of times you view an advertisement.

PropNotes and the parties with whom we work may use the information collected for various reasons,  including research, analysis, to better serve visitors to our Website and/or our subscribers (such as by enabling log-in, providing access to certain sections of our Website, providing customized content, or presenting online advertising on our Website or other websites tailored to your interests as described further below), to compile aggregate and anonymous information about usage of our Website and other websites, other statistics and for any of the purposes set forth in Section 1.C. However, if you have deleted and disabled cookies, these uses will not be possible to the extent they are based on cookie information.

Information collected about your use of our Website or other websites may be aggregated, analyzed or combined with personal or other information about you from other online or offline sources. If you prefer that we not combine non-personal information that has been collected, through cookies, about your use of our Website or other websites with personal or other information about you, then please delete and disable cookies for each browser, on each computer you use to surf the internet.

Most browsers are set to accept cookies by default. If you prefer, you can usually set your browser to disable cookies, or to alert you when cookies are being sent. Likewise, most mobile devices allow you to disable the ability for geo-location information to be collected from your mobile device. The help function on most browsers and mobile devices contains instructions on how to set your browser to notify you before accepting cookies, disable cookies entirely, or disable the collection of geo-location data. You need to set each browser, on each device you use to surf the internet. Thus, if you use multiple browsers (e.g., Chrome, Safari, Internet Explorer, Firefox, etc.), you should repeat this procedure with each. Similarly, if you connect to the internet from multiple devices (e.g., work and home), you need to set each browser on each device. Depending on your jurisdiction, you may be able to utilize additional cookie management tools. However, if you disable cookies or refuse to accept a request to place a cookie, it is possible that some parts of our Website, such as the polls, surveys, contests, and product sales, and certain areas of our Website for which you need to log in, will not function properly, and the advertising you receive when you visit our Website may not be advertisements tailored to your interests.

Marketing

PropNotes, its designated service providers, or third-party advertisers, marketing consultants or their advertising servers may also place or recognize unique cookies on your computer or use other electronic tools in order to help display advertisements that you see on our Website or on other websites. Information about your visits to, and activity on, our Website and other websites, an IP address, the number of times you have viewed an advertisement, and other such usage information is used, alone or in combination with other information, to display on your device screen advertisements that may be of particular interest to you. We may use web beacons, provided by third-party advertising companies, to help manage and optimize our online advertising and product performance. Web beacons enable us to recognize a browser’s cookie when a browser visits our Website, and to learn which banner ads bring users to our Website. The use and collection of your information by these third-party service providers, and third-party advertisers and their advertising servers is not covered by this Privacy Policy.

Note that even if you exercise choice for targeted advertising, you will still receive online advertising.

Direct Mailing

If you subscribe to any of our Services, we may send you information about other products and services. If you subscribe to any of our Services, or if you register for a custom service or contract, we may contact you to confirm your purchase or subscription, or to provide you with information about its terms or features.

Third Party Cookies

The use of cookies by our tracking utility company and service providers (including social media platforms linked on our Website) (“Direct Linked Service Providers”) are not covered by our Privacy Policy. We do not have access or control over how our tracking utility company or Direct Linked Service Providers may use information they collect from their cookies. Our tracking utility company and Direct Linked Service Providers use session ID cookies for their own purposes.

Disclosure Of Your Personal Information

Consistent with this Privacy Policy, we may share your personal information with our affiliates or subsidiaries and designated service providers (including third-parties) for the purposes set forth in this Privacy Policy.  We may also share or allow access to information about our Website or Services users with other third-parties on a purely unattributed and aggregated basis. 

In addition to the aforementioned, we may disclose information to third-parties when you have provided your prior consent, for example if you request that we make an introduction on your behalf with someone with whom we have a relationship. Once the third-party receives the information, your information will be handled by that third-party’s privacy policies (if any); as between you and that third-party, we cannot be held, and are not, responsible for how that third-party will handle your information.

We may disclose your personal information to unaffiliated parties, or parties with whom we do not have a relationship, provided we believe in good faith that such disclosure is necessary or appropriate to: (A) comply with any applicable law, rule or regulation, or in response to a subpoena, court order or other legal process; or (B) to protect the interests, rights, safety or property of PropNotes or others.

If PropNotes is involved in a change of ownership event that, in our sole discretion, we believe may materially impact you in relation to your personal information, we will notify you via email and/or a prominent notice on our Website, as well as any choices you may have regarding your personal information.

Security Measures To Protect Your Information

We are committed to protecting your personal information. We store information you provide us on our secure servers. Further, the information you provide us regarding your payment method when making a purchase is secure, and, encrypted, when passed through a secure protocol to our reliable third-party payment processor. Payment processing methods may differ for Institutional Use (as defined in the PropNotes Terms of Service).

Your subscription is password-protected. Only you and limited designated PropNotes personnel have access to the password-protected areas. Your password is unique to your account and is designed to protect your account from unauthorized access and use. We will not be responsible for any lost, stolen or otherwise disclosed passwords. Do not share your password with anyone. PropNotes will never ask you for your password in an unsolicited phone call or email, and you should not respond to any such request, as it will not come from us. If you are using a computer to which others have access, always remember to log out and close your browser window when leaving our site.  We believe our security measures are appropriately tailored to the information we retain.

Child Policy

Our Website and Services are not directed at children under the age of 13. We will not knowingly collect or use personally identifiable information from anyone under 13.

What Else You Need To Know About Our Privacy Policy

Public Portions Of Our Website

Our Website may offer publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, contact us at info@propnotes.co. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.

Disclaimer

While we do our best to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. You are responsible for maintaining the secrecy of your password and other account information.

Information we learn about you that is readily available to the general public may not be subject to this Privacy Policy.

Updating/Accessing/Amending/Correcting Your Information

You are required to keep the information we request from you current. This is critical to our ability to provide you the Services to which you subscribe. If your personally identifiable information changes, you may correct, update or delete it by making the change on our Account Settings page, you may also deactivate your account on our Account Settings page, or by emailing our Customer Support at info@propnotes.co. We will retain your information for as long as your account is active, as needed to provide you the Services to which you subscribe and as necessary and practical to comply with our legal and regulatory obligations as well as good business practices. If you are having trouble manually updating any of your personal information, or do not have access to the portal, please contact us at info@propnotes.co or your designated sales representative if you are a subscriber for Institutional Use (defined in PropNotes Terms of Service).

Contacting PropNotes Regarding Your Privacy

You may opt-out of any communications by completing the “opt-out” or “unsubscribe” function made available to you through the Services or our Communication; please note, “unsubscribing” to one form, or subset of Communications, may not necessarily unsubscribe you to all Communications.  You may also “opt-out” by notifying us via email at info@propnotes.co. We reserve the right to send you notices necessary for us to deliver services commensurate with your subscription, or to collect payment related to any unpaid Services. Generally, you may not opt-out of these communications, which are not promotional in nature. If you are a Subscriber and do not wish to receive any Communications or Services from PropNotes, you have the option to deactivate your account.

If you have any questions regarding this Privacy Policy, please contact us at info@propnotes.co. If you are a California resident, California Civil Code permits you to request information regarding the disclosure of your personal information to our affiliates and/or any third-party for their direct marketing purposes. Depending on your place of residence, you may have the right to (A) contact an applicable supervisory authority regarding any complaints you have about our processing of your personal information; (B) have your information deleted from our records, subject to applicable record keeping requirements; and/or (C) make other inquiries relating to this Privacy Policy or our use of your personal information.